“The Stanley Cup isn’t just a trophy; it’s a symbol of sacrifice, determination, and teamwork. Winning it is a bond that lasts a lifetime.”
-Sidney Crosby – Pittsburgh Penguins Captain
Welcome to the June Edition of Ryan’s Retirement Ramblings – The monthly newsletter that will bring you the latest developments from the qualified plan space & provide updates for the retirement team at Wheeler Retirement Plans.
On A Personal Note…
Happy 4th of July Holiday Weekend! 250 years of the Red, White and Blue.
This past month our little group of caregivers had the front row privilege of celebrating my dear friend have his jersey retired post mortem. Gorgeous night at the ball field with friends and family to enshrine a Duluth legend. It was a strong reminder that our legacies, choices and memories will live on in the stories we tell each other. From our WRP family to yours; have a safe and relaxing Holiday Weekend!
Proposed DOL Rule Includes Safe Harbor for Those Weighing Plan Investment Options, Including Private Market Exposure
In March 2026, the U.S. Department of Labor (DOL) proposed a rule related to fiduciary prudence under the Employee Retirement Income Security Act of 1974 (ERISA). The proposed Fiduciary Duties in Selecting Designated Investment Alternatives rule clarifies fiduciary obligations when selecting investment options in defined contribution plans, including funds that contain private market investments, and provides safe harbor guidance….
Retirement Expectations vs. Reality: What Workers May be Getting Wrong
The 2026 Employee Benefit Research Institute (EBRI) and Greenwald Research Retirement Confidence Survey (RCS) finds a widening gap between what workers expect retirement to look like and what retirees actually experience, particularly around retirement timing and working for pay. For plan sponsors and advisors, the findings offer a timely reminder of why proactive and realistic education matters…
New Retirement Plan Guidance for Faith-based Employers
Faith-based organizations looking to offer retirement benefits to employees face decisions that secular employers do not, including whether their retirement plans are subject to ERISA. To aid the decision-making process, the Department of Labor (DOL) issued guidance in April titled Choosing a Retirement Plan for Your Small, Faith-Based Organization. Through the guidance and an accompanying blog post, the DOL discusses factors faith-based organizations may wish to consider when setting up a retirement plan….
A 401(k) isn’t just a tool for your own savings. It can also help you access additional retirement support from your employer. Many plans include employer contributions, including employer matching or discretionary employer contributions….
Mr. C’s Movie (Show) Review
HOKUM
OHM, What Just Happend?
Hokum is the newest 2026 folk horror from Damian McCarthy (Oddity) to hit the Big Screen and get ready for a bumpy ride to reality. Adam Scott (Parks and Recreation fame) plays Ohm Bauman, an author suffering from writer’s block that travels to the Irish country side to scatter his parents ashes. Ohm;s travels bring him to stay at the Bilberry Woods Hotel where his parents had their honeymoon. Despite the plethora of emotions, Ohm maintains a curt persona with the staff at the Hotel, primarily to Mal (Peter Coonan) the front desk clerk. Ohm skeptical, judging and untrusting nature lead him to investigating the Honeymoon suite after a pregnant hotel worker goes missing.
Queue the creep, dread and jump scares for the second half of the movie as Ohm is tormented by the fabled “Witch” that haunts the basement and Mal’s cowardly coverup for the murder of his pregnant lover. The remote setting brought vibes of the Shining mixed with the folkish noir of Midsommar. Supernatural scares are certainly a theme in the movie (Jack the Jackass is sure to live rent free in your head) but the human monster is the real demon.
How much of Ohm’s paranoia is simply his imagination tearing a hole through his psyche and how much is based in true life terror? The director and brilliant acting keep us guessing up to the final act.
On a scale of: “Like It,” “Love It,” or “Gotta Have It,” Hokum is a “Like It.”
The movie definitely has its moments of pure fright but overall it’s a slow burn that takes a while to really pop. For those that take their horror in slowly like a hot coffee, this movie does the trick. Low on gore and high on atmospheric dread. It’s a watch but probably only once.