“Remember kid, there’s heroes and there’s legends. Heroes get remembered but legends never die. Follow your heart kid, and you’ll never go wrong.”
-The Babe (Babe Ruth in The Sandlot – 1993)
Welcome to the May Edition of Ryan’s Retirement Ramblings – The monthly newsletter that will bring you the latest developments from the qualified plan space & provide updates for the retirement team at Wheeler Retirement Plans.
On A Personal Note…
I would like to say this picture was taken after a State Championship for the Duluth Wolfpack but sadly our season ended in Centennial. The reason this picture spoke to me for this month’s newsletter as I am speeding into the 2026-27 school year with “Double Seniors”. My youngest Nora will be a senior at Duluth East while Bailey will graduate from St. Scholastica. Time has absolutely flown by and I wish there was a pause button. Enjoy the memories and wishing all of you prosperous beginning to your Summer.
“Retirement Security Rule” – Latest Developments
With the Department of Labor (DOL) declining to challenge industry groups’ motions for final judgment, the 2024 version of the fiduciary rule known as the Retirement Security Rule has been vacated.
The 2024 rule would have extended ERISA fiduciary duties to cover certain one-time professional retirement investment recommendations such as rollovers, annuity purchases, and plan menu design…..
AI Used Widely (Though Not Always Wisely) for Retirement Planning
AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It’s also impacting how participants approach retirement planning.
AI’s Growing Influence on Financial Decision Making
While health and wellness rank as a top use case for AI (44%), finance is a close second (41%), according to a recent Credit Karma survey. A separate Empower study found that, year over year, nearly half (47%) of Americans now feel….
Survey: Knowledge Gap Drives Retirement Plan Nonparticipation
Among people who choose not to participate in their employer-sponsored retirement plan, many cite a lack of understanding as the primary reason, according to recent surveys.
Regulatory mandates have attempted to harness the power of automatic features and strengthen retirement readiness. SECURE 2.0 requires 401(k) plans….
When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling money out of the markets during such times could mean missing out on any rebounds that follow.
A recent Vanguard analysis….
Mr. C’s Movie (Show) Review
Ready or Not 2: Here I Come
Hello Grace Le Domas… A New Nightmare Awaits You
Ready or Not 2: Here I Come would technically fall into horror, but like the first one, it’s a mix of dark humor bringing out the worst in the human condition. The movie picks up immediately after the original: Grace (the supremely talented Samara Weaving) survives the most depraved game of Hide-in-Seek with her newly minted in-laws…lights a smoke on the mansion steps; cue the dark screen. Fast forward to the hospital recovery and she’s thrust back into a game because her survival unlocked a rare clause within the deal “5” families’ signed with the Devil. Her younger sister, Faith (Kathryn Newton a veteran of the horror genre), is dragged into the fight for even more blood and gorier end games.
Grace is once again the engine of the movie. Grace fresh from being the “final girl” —she’s tired, angry, and fully aware of how insane her life has become. Grace and Faith (fitting names in a battle against the devil) form the right balance of pure badass mixed with survive at all costs attitude. Grace is fighting for more than just herself adding a little more emotional balance to the ridiculous over the top fight to the death.
Fun to see Sarah Michelle Gellar and Elijah Wood show up in the supporting cast. Both play the right creepy with the lines/screen time given. The convoy of psychopaths make the 90+ minutes race. Every new character feels like another flavor of unhinged, which helps the movie avoid repeating the exact same beats as the original.
On a scale of: “Like It,” “Love It,” or “Gotta Have It,” Ready or Not 2: Here I Come is a “Love It.”
It’s hard to put the sequel above the original but this remake is bigger, bloodier and downright fun. Be prepared for the brutality of the fight scenes. It’s hard to imagine Grace and Faith not relaxing with Goat Yoga by the end of their nightmare.