“Always borrow money from a pessimist. They won’t expect it back”
– Anonymous
Welcome to the August Edition of Ryan’s Retirement Ramblings – The monthly newsletter that will bring you the latest developments from the qualified plan space & provide updates for the retirement team at Wheeler Retirement Plans.
On A Personal Note…
Look out Nelly Korda……the Wheeler Crew is coming. Ha. As you can see, we had blast getting out in the fairways and shanking the ball around the golf course. As the dog days of summer slowly fade away, we look forward to getting on the road and seeing our plan sponsors next month.
Hang on to our last days of summer before we push our kids back to school. It goes so damn fast.
Guiding 60-Somethings Through the Final Stretch of Retirement Planning
Participants in their 60s are poised on the cusp of retirement, where every move can have big consequences. Plan sponsors have a critical opportunity to support late-career workers’ retirement planning efforts by providing relevant tools and communication strategies that help them make more informed choices during these critical years….
How Legislation, Location and Longevity are Shaping Retirement Readiness
Retirement planning starts with numbers such as savings targets, contribution rates, and investment returns. These kinds of foundational metrics guide the structure of retirement strategies and inform plan design. Yet even the most precise calculations don’t exist in a vacuum. Factors like geography, public policy, and life expectancy function as contextual forces, offering mitigating variables that can shape how those numbers play out in real life. Plan sponsors have an opportunity to support more informed, context-aware decision-making by helping to address these broader considerations….
Talking Retirement Across Generations
In today’s workforce, the demographic ages range from Gen Z to Baby Boomers. This is a gap of approximately 60 years! Plan sponsors should be adjusting their communication strategies to better reach each generation….
Participant Corner
3 Ways to Retire with Confidence
Frequently, the news about retirement is pretty pessimistic. Pensions no longer exist for most workers, we aren’t saving enough, and Social Security is going to disappear. However, things may not be as bleak as they are often painted. Retirement plan consultants suggest three ways that anyone can use to help them retire:….
Mr. C’s Movie (Show) Review
Alien: Earth– the scariest thing in the Alien universe isn’t the Xenomorph-it might be us.
I normally don’t review a movie/show before I’ve watched to conclusion….throw that out the door. The first “3” episodes of Alien: Earth check, check, check. It’s the best version of Alien since Sigourney Weaver’s Ripley turning total bad ass while saving Newt from the clutches of the Xenomorph.
The prequel introduces us to a bevy of lesser known actors that invests in its audience in their fear. Timothy Olyphant (Hitman, Die Harder, Deadwood) plays the role of the creepy sidekick to perfection. His portrayal will undoubtedly keep you guessing, is he good or bad?
Unlike the movies, Alien: Earth acts as both a gory, jump scare horror and lessen in something more insidious; corporate greed. In this dystopian world, “5” megacorps rule the planet and the race to create a greater humanity in the form of synthetic hybrids.
Without giving away major plot lines, episode “1” introduces our main characters by pulling at our collective heart strings. Prodigy, a corporation at the top of the synthetic market, is doing something with human consciousness that blurs the line of morality. We care for the newly constructed “soldiers” on a paternal level.
The Xenomorph will dial up the nostalgia but the “treasures” collected by scientific research vessel might just induce a few messy scares as well.
On a scale of: “Like It”, “Love It”, or “Gotta Have It”; Alien: Earth isn’t just a show you like—it’s one you’ll love if you crave chilling, gory sci-fi. Fans of the franchise will realize it’s a “gotta have it” must-watch: the rare prequel that actually deepens the universe while scaring the hell out of you.